Please, please tell me...

What added value does a bank bring to a country?
None!
They are just a conduit for money. They accept money from depositors and lend it to a borrower at a high rate. They hand over a tiny amount of the interest earned on the borrower's money to the investor and pocket the balance. When a top Banker is fired or leaves, he just takes the till with him. It is called:"A golden hand shake"
They render no service to either party but make a profit for doing zilch!
The bankers run no risks as governments stand behind them.
Even worse, they lend fictitious money.
Money that does not even exists ... just an entry in a computer.
And throughout the world, intelligent people accept this.
Indeed, people no longer think.
Thinkers, please think.
Once Thinkers will think, hopefully they will act!

Please do not tell me that banks finances commerce and industry... That is the function of the Stock Exchange (presently gambling dens I am afraid!)